9 Best Debit Cards for Kids and Teens

Are you a parent who is searching for the best debit card to give your kid or teenager? Then you have to look out for certain features while you are shopping for the credit card.

Parental control is very important in this case. You can not let a teenager go free with their own debit cards.

They will be unstoppable. You need the right parental control and monitoring. They also should have a low fees.


This all depends on the age of your kid. You can add additional features according to the age of your kids.

Having a debit card option is extremely helpful for teens who have a part-time job. They can also play directly for the use of services like Netflix and iTunes and so on.

There are several features that you should consider before choosing the perfect debit card to give your kid. Here are some of the things that we suggest that you keep in consideration –

  • Whether the account is paying interest on the balance.
  • The monthly fees or any other fees associated with the account.
  • The cards best for a household of multiple kids or teenagers.
  • The best security offered by the debit cards of different types.
  • The range of parental controls offered by the debit card.
  • The best card art of any credit card.
  • Best app or online experience of a card.

There are a lot of things to consider so you may want to make this decision when you have ample time on your hands.

Do not rush it because it is a very important decision to make. Hopefully this article will be of some help to you and help you choose the perfect debit card for your teenager.

9 Best Debit Cards for Kids and Teens in 2024

Here are the 9 Best Debit Cards for Kids and Teens in 2024. You can check them out in the order that we have placed them.

Also, try to go through all of the cards before making a decision of which debit card to choose. Do not just randomly choose any one of the given debit cards in here.

It can be that different people have different types of needs so it is important to go through the features of all of them.

So without beating around the bush anymore we are going to jump straight into the main portion of the article that you all are here for. We will begin at the first one.

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1. Greenlight Kids’ Debit Card

This card will help you teach your kids the importance of Money and how they should learn to spend them in moderation and also save them.

You can create a chore list that your child can perform to earn money. If you want to transfer money to your child’s account on a weekly basis as an allowance then you can do that too.

You can also bulk transfer money to your child’s account instantly if there is a need for it.

You will obviously be notified each time your child makes a payment or spends money in any manner.

This will be a great learning experience for your kids. It costs around 5 dollars a month for your whole family. You can include up to 5 kids’ account. So we can say that it is pretty cheap.

2. FamZoo Prepaid Debit Card

This debit card is prepaid so it can be used by parents to teach their kids how to spend the money reasonably.

They can also monitor the kid’s spending habits and make this a learning experience for them. This is a system where the parents are the bankers and the children are the account holders.

The parents can give loans or interest on the account of their kids. This is a very great way of teaching your kids a real-life skill.

It costs around 6 dollars per month but if you take a 12-month subscription at once then you will get each month for 4 dollars.

3. BusyKid Visa Prepaid Spend Card

If you have a child between the age of 5-16 then you might be interested in this. They also have a chore system that allows you to allocate the sum of money for different chore.

For every chore they do, they will get money. This will be an earning experience for the kids.After earning the money the kids can choose to spend, donate or invest the money.

However, the parents will be notified of all their activity and parents’ approval is required so rest assured. An annual subscription for this card is around 20 dollars.

4. Copper Debit Card

Copper debit cards are for teenagers. They will learn through the use of these cards. They will learn how to make smart financial decisions.

They can also opt for expert advice whenever they want. This card is accepted to make payments through the online method too.

It is very straightforward and allows your child to set up savings goals too. They do not have an annual payment that you have to pay. As a parent, you can also keep an eye on the activity of your child.

5. Akimbo Prepaid Mastercard

This way you can create a sub-account for your child within your own account and then you can send sums of money to your child’s account.

This is also very similar to the others we mentioned. They help your child in knowing the ropes of financial spending and saving.

They are similar in several ways to the other cards. The parents will have the final say in the decisions of their kids.

This way you can also teach your kids how to spend money smartly. They do not have any monthly payments.

6. Gohenry Debit Card

This card is meant for kids between the age of 8 to 18. You must start early to teach your kids the importance of money. You can set a weekly allowance to your kid’s account.

There is also the chores system that we have talked about earlier too. It’s the same thing.After earning the money the child can choose how to spend the money.

But the parents will always have the last say in such matters.It costs around 4 dollars per month per child. This card is good for small families.

7. American Express Serve Prepaid Debit Cards

Let’s be clear, it is not marked as a teen product. But parents can use it to teach their kids about the importance of money.

The parents can give money to their kids and then let the kids decide how to spend the money. It can be learning through the trial and error method.

Doing this early in the years makes sure that the child will make smart financial choices in the future.

The account charges around 6 to 7 dollars monthly. It is a bit on the pricy side. But it is a good card with good features of parental control.

8. Alliant Credit Union Free Teen Checking

Teens between the ages of 13 and 17 can open an account for this card. It is also a good option so we needed to add this to our list.

This gives your teen a good banking experience. They are rated over 5 stars by a lot of users so it is obvious that they provide a good service.

They do not have any extra special features. You get all the features that we have already talked about.

They do not have any minimum monthly balance requirement. They do not have a monthly fee on this card either.

9. Current Debit Card for Teens

The last but not the least debit card on our list is the Current Debit Card for teens. Both the parents and the children will love this card.

They allow you to give allowance to your kids or make instant money transfer. You can also put up a chore list for your kid to perform.

This is easy to use and the platform is straightforward. You can monitor your child’s use of the card and also block it if necessary. This card also costs 36 dollars annually per teen.


We hope that this article has been useful for you. Thank you so much for giving this a read. We hope that it has been up to the mark.

It has been a fun article to write too and it is also educational for a lot of people who are on the lookout for a debit card to give their kids or teenagers.

We all know that teenage is a tough time in life so you have to be careful while handing a debit card to a teenager. You need to pick the correct one.

Thank you once again and hope that you liked this article. Do share it with others too who have a need for this article. Have a great day!